Very Helpful on new sites that you are not familiar with and wanting to know if they can be trusted or not. Not all sites are listed so take the "not rated" ones with some trepidation as it could simply be an uncommon site that is more than trust worthy or could be a new scam site (in which case if a person experiences this they should rate that site accordingly and include their reasons and experiences so others can make an informed decision) so due your own due diligence. But this is well worth a download.